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Things to know when applying for a credit card

It’s all in the fineprint!
Buried in all the glossy promotional captions that accompany credit card offers are the terms and conditions, which spell out the most important information about every card. Here are some of the details that should help you pick out the best card in the giant maze of solicitors. 
Application Fees, Annual Fees, and Late Fees
Application and/or Annual fees are charged by some issues and usually range form $0 to up to $100.
Late fees are charged by all issuers and could significantly increase the balance owed.
Interest Rates (APR)
Your interest rate or finance charge, often represented in form of an annual percentage rate (APR), represents the cost of your loan. The higher the rate, the higher the amount you will have to payoff the loan. Rates usually range from about 10-20%.                                                            Continue ...

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